1. The terms used in the Privacy Policy of the mobile application are used in the following meanings:
1.1. The User is an individual or a legal entity using the Application.
1.2. Mobile Application - software (with all existing additions and improvements) designed to work on smartphones, tablets, watches and other mobile devices, and developed for a specific platform (iOS, Android, Windows Phone, etc.). For the purposes of this Policy, a Mobile Application means the following software: WE FILL UP WITH MONEY.
1.3. Company - Limited liability company Micro-credit company " Zapravlzyaem dengami " (abbreviated: MKK LLC " Zapravlzyaem dengami "), TIN 5406979587, OGRN 1175476091108, registration number in the state register of microfinance organizations: No. 1803550008845 dated May 23, 2018, legal address: 630091, Russian Federation, Novosibirsk region, Novosibirsk, Michurina str., 10/1, 4th floor, office 416, tel.: +7 (383) 291-90-88, 8 800 222-50-00, website:
https://заправляем-деньгами.рф/ (hereinafter referred to as the Company), which is the copyright holder of the Application.
1.4. Device - a mobile technical device (smartphone, tablet or other device) that has access to the Internet on which the Application is installed.
1.5. User's personal information - personal information that the User provides about himself/herself when registering (creating an account) or during the use of the Application, including the User's personal data. Data that is automatically transmitted to the Company in the process of using it using the Application installed on the device, including information about the User's Device.
1.6. User Agreement - an agreement concluded between the Company and the User regarding the procedure, rules and features of the User's use of the Mobile Application. The User joins such an agreement and has no right to make and/or require any changes or additions to it. The User can read the terms of the User Agreement at the following link: https://заправляем-деньгами.рф/docs/politika2.
2. General provisions
2.1. This Privacy Policy for the mobile application applies to the information that the Company can receive from the User's Device while using the Application.
2.2. Using the Application means the User's unconditional consent to this Policy and the conditions specified in it for processing information received from the user's device. In case of disagreement with this Policy, the User must refrain from using the Application.
2.3. This Privacy Policy of the Application applies to all information that the Company may receive about the User during the use of this Application.
2.4. The Company does not control and is not responsible for the content, privacy policy or practices of any third-party sites or services to which the User can click on the links available in the Application. On such sites, other personal information may be collected or requested from the User, as well as other actions may be performed.
2.5. This Policy applies only to the Application. The Company does not control and is not responsible for the information (the consequences of its transfer) transmitted by the User to a third party, if such transfer was performed on a third-party resource to which the User could click on links from the Application.
2.6. The Company does not verify the accuracy of the personal information provided by Users and does not monitor their legal capacity.
2.7. The Company assumes that the information transmitted to them from Users is reliable and keeps this information up to date.
2.8. By installing the Application on his mobile device, the User gives the Company's consent to the collection, processing, recording, systematization, storage, modification, depersonalization, deletion, modification, use of the User's personal data for the purpose of providing services under contracts concluded between the User and the Company.
3. Data that can be obtained from the User's Device
3.1. The Mobile Application has access to and uses the following information on your device:
o 3.1.1. User data, including first name, last name, email address or phone number.
o 3.1.2. User Device information or Application usage data.
o 3.1.3. Information about phone numbers from the address book of the User's Device. For the convenience of the User, the Application can request access to the contact list of the User's Device. Before transferring the personal data of any other persons, the User must obtain their consent. The Company does not copy, store, transmit or use this information to third parties.
o Information about the User's location (geolocation). The user can disable geolocation at any time by changing the settings of the device from which the Mobile Application is logged in. Geolocation is used by a Mobile Application only when the User is actively using such an application. Geolocation stops functioning when you exit the Mobile App
o The application can request access to photos, videos, audio, media files that are stored on the device from which you log in to the Mobile Application. The Company does not copy, store, transmit or use this information to third parties.
4. Purposes of collecting and processing Users' Personal Information
4.1. The Application collects and stores only the User's Personal Information that is necessary to provide the services included in the Application.
4.2. The Company may use the Personal information of the Application User for the following purposes:
o 4.2.1. Creating an account for the use of the Application by the User.
o 4.2.2. Providing personalized services to the User.
o 4.2.3. Communication with the User, including sending notifications, requests and information regarding the use of the services, the provision of services, as well as processing requests and requests from the User.
o 4.2.4. Improving the quality of the Application, convenience its use, development of new services and services.
5. Conditions for processing User's personal information
5.1. In accordance with this Policy, the Company processes only the information and only for the purposes defined in clause 4.2 of the Policy.
5.2. The Company takes all organizational and technical measures depending on the Company to protect the User's information from unauthorized access by third parties, use, copying and distribution.
5.3. For the purposes set out in this Policy, the Company may involve partners with whom the Company has concluded relevant confidentiality agreements in the processing of User Information. The Company transfers to partners depersonalized data about the use of the Application for the purpose of improving the operation of the Application is carried out on the basis of contracts with partners.
5.4. The User's personal information will never, under any circumstances, be transferred to third parties, except in cases provided for by the legislation of the Russian Federation.
5.5. When processing users' personal data, the Company is guided by Federal Law No. 152-FZ of July 27, 2006 "On Personal Data".
6. Measures applied to protect Users' Personal Information
6.1. The Company takes necessary and sufficient organizational and technical measures aimed at ensuring the security of Users' personal information from accidental loss, unauthorized access, use, modification and disclosure of information.
6.2. The personal information provided by the Application Users is stored by the Company on secure servers behind firewalls.
6.3. Only authorized employees of the Company, authorized employees of third-party companies (i.e. service providers) or other contractors who have signed an agreement on confidentiality and protection of personal data have access to Personal Information.
6.4. All employees of the Company who have access to personal data sign non-disclosure agreements on confidential information and must adhere to the privacy and personal data protection policy.
6.5. In order to ensure the confidentiality of information and the protection of personal data, the Company takes all measures necessary to prevent unauthorized access to Users' Personal Information.
6.6. Users use the Application as is and take measures to protect their personal data in it from security threats, including, but not limited to: o — protect their Device and Applications installed in it from theft or loss; o — protect their Device and Applications installed in it from unauthorized access.
6.7. The Company is not responsible for the actions of Users aimed at circumventing any privacy settings and/or violating the security measures that the Company proposes to comply with.
7. Change of Personal Information by the User
7.1. The User has the right to change (update, supplement) the Personal Information provided by him or part of it at any time.
7.2. In case of termination of the concluded agreement, the User has the right to delete his own personal account independently.
8. Changes to the Privacy Policy and Applicable law
8.1. The Company has the right to make changes to the Policy by posting a new version of the Policy on the Company's website and/or in the Application.